Hi, I’m Juraj 👨🏻💻 helping expats navigate personal finance in Thailand 🇹🇭
Quick facts about me
- I have lived in five countries across three continents
- I discovered my passion for finance while studying at university in the UK
- I have called Thailand home since 2014
- I began retirement planning at age 31
My journey from self-sufficiency to sharing financial knowledge with expats

Like many people, I received little to no financial education in school. Most of us learn about money from our parents, financially savvy friends, or, if we’re particularly interested, from the internet. It’s no surprise that money remains a source of stress for many and often a taboo topic.
My financial journey began at university in the UK when my parents’ financial support ended. I had to become self-sufficient quickly, which sparked my interest in finance and numbers.
What started as simple expense tracking evolved into something more complex after moving to Thailand, where I needed to manage spending, earning, and investing across two currencies. This experience has grown into substantial knowledge that I now share with family and friends.
I’ve observed that many people struggle to manage their money effectively and make the most of their resources. The most common financial challenges include overspending, insufficient saving, and inadequate retirement planning.
For expats, these challenges multiply when moving to a new country. They face unfamiliar regulations, financial systems, authorities, restrictions, currency and language barriers, amongst other hurdles.
That’s why I created this blog – to share my knowledge and help fellow foreigners and expats in Thailand manage their money better. By understanding the local intricacies of personal finance in Thailand, from money management and income repatriation to maximising local apps and services, tax optimisation and investing, you can improve your financial situation and handle your money like a local.
Connect with me
You can follow me on LinkedIn, where I publish new blog posts as they are published. Alternatively, you can contact me by submitting the online form.
A note on the content
Everything on this site reflects my personal experience and research as an expat managing my own finances in Thailand. I’m not a licensed financial advisor, tax professional or accountant. Nothing here constitutes professional financial or tax advice. Tax rules change and individual circumstances vary. For anything that matters, consult a qualified professional.